Warren A. Lyon with Verica Favour™ Card Financial Product Concept and Design at Angel Ronan Lex Scripta™ has sent a proposal to Visa and Mastercard involving the design of a new personal Visa or MasterCard pay as you go prepaid card that will have the same flexibility as a prepaid mobile phone service. The card can begin as a Visa or MasterCard gift card and then you can carry through with the card to use it on a regular prepaid basis anywhere by topping up the card as a bill payment with your online banking system. You should also be able to make top up payments at any gas station anywhere in the world or at Convenience stores where you buy phone account top ups. A personalised card will be sent automatically to the client upon the expiration of the original gift card or upon request. This creates a valuable customer base for this new type of product and the educational aspect of the debt credit card with high interest and required monthly payments will still continue while the $2.00 to be billed per transaction, a "one time" $6.00 membership and the money market loans that the card company servicing the Verica ™ type card will be able to make for operational interest money market earnings is a billion dollar boon. The card will always approve transactions with credit available up to $100.00 in credit. If the $100.00 limit is reached, then the card will not work until a further deposit is made and as such, it It is essentially a new kind of bank account that begins as s gift card really and is quite handy for those unusual emergencies maybe to pay for parking or for a subway ride ticket in foreign country where cash or the regular ATM card may not be available as a means of purchase.

 Warren A. Lyon with  Verica Favour™  Card  Financial Product Concept and Design at Angel Ronan Lex Scripta™ has sent a proposal to Visa and Mastercard involving the design of a new personal Visa or MasterCard pay as you go prepaid  card that will have the same flexibility as a prepaid mobile phone service.    The card can begin as a Visa or MasterCard gift card and then you can carry through with the card to use it on a regular prepaid basis anywhere by topping up the card as a bill payment with your online banking system.  You should also be able to make top up payments at any gas station anywhere in the world or at Convenience stores where you buy phone account top ups.   A personalised card will be sent automatically to the client upon the expiration of the original gift card or upon request.  This creates a valuable customer base for this new type of product and the educational aspect of the debt credit card with high interest and required monthly payments will still continue while the $2.00 to be billed per transaction, a "one time" $6.00 membership and the money market loans that the card company servicing the Verica ™ type card will be able to make for operational interest money market earnings is a billion dollar boon. The card will always approve transactions with credit available up to $100.00 in credit.  If the $100.00 limit is reached, then the card will not work until a further deposit is made and as such, it  It is essentially a new kind of bank account that begins as s gift card really and is quite handy for those unusual emergencies maybe to pay for parking or for a subway ride ticket in foreign country where cash or the regular ATM card may not be available as a means of purchase.

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THE DAILY TELEGRAPH & FLEET STREET FINANCIAL DISPATCH LONDON — SEPTEMBER 2025 — SPECIAL ECONOMIC INVESTIGATION THE ARCHITECTURE OF GLOBAL CAPITALISM AND THE MECHANICS OF UNIVERSAL DEMAND An Analytical Examination of the Post-War Industrial Order, the Fallacy of Unfettered Laissez-Faire, Mechanisation, and the State-Guaranteed System of Participatory Remuneration BY OUR SPECIAL ECONOMIC CORRESPONDENT IN FLEET STREET, Warren A. Lyon with Cheuy Leon Stephen Lam Tom. LONDON — In the tenth year following the cessation of European hostilities in 1955, as the Western world navigates the transition from wartime economic controls to the mid-century industrial consensus, thoughtful observers in Fleet Street, Westminster, and the City must confront a fundamental problem of political economy. The modern capitalist apparatus—stretching across the United Kingdom, the Commonwealth, North America, and Western Europe—operates upon a single, immutable law: the imperative equilibrium between Supply and Demand. Yet, despite the vast expansion of mechanized production, factory automation, and electronic computation, our financial architectures continue to suffer from a crippling structural defect: the systemic failure to guarantee requisite consumer purchasing power (ability to pay/ATP) across the whole of the populace. I. THE LESSONS OF THE POST-WAR CONSCIOUSNESS: SUPPLY, DEMAND, AND THE ELECTRIC CIRCUIT To comprehend the crisis of modern industrial organization, one must discard the antiquated Victorian dogma that human existence is defined solely by manual toil. Under the classical doctrine of laissez-faire, labour was treated as an elastic commodity, hired when factories required muscle and cast aside into poverty when machines replaced handiwork. In an age dominated by automatic machinery, conveyor systems, and early electronic computing, such a doctrine is not merely obsolete; it is actively destructive to the civic health of the realm. Consider the macro-economic structure as an electrical power grid carrying a constant current of thirty amperes. Under a rational and balanced order, this current is bifurcated equally along two parallel conductors: fifteen amperes are directed to energise the lamp of Industrial Supply (the manufacturing apparatus, capital investment, and technological innovation), while the remaining fifteen amperes flow uninterrupted to power the lamp of Demand—the Ability to Pay vested within the consumer public. In an unregulated laissez-faire system, however, an artificial blockage is introduced along the conductor powering Consumer Demand. It acts as a deliberate obstruction—resembling a corkscrew jammed into the brass fittings of a ship's engine room. The electrical energy, unable to reach the lamp of Demand, encounters extreme resistance; heat builds rapidly within the circuit, insulation scorches, and the entire socio-economic edifice is threatened with catastrophic conflagration. Energy in an economic system, like energy in physics, is never destroyed; if it is denied its proper outlet in legitimate consumer spending, it manifests as market collapse, civil unrest, shoplifting, and social decay. Click here.

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