In understanding a bank account legally, your right of ownership to the account and the funds as the account holder does not end if you lose your statement. The balance is still yours. The account is considered property under the law. The bank is a custodian and trustee of the account; even if the account is considered dormant. But, an account cannot be dormant if there are transactions of any kind occurring on the account. Did someone break and steal your bank statements? Was it a renovator? For a bank to maintain its charter, it must guarantee and ensure these funds. So long as you can identify yourself with any government Id, you can resume access to your account. the banks are not in the business of earning money by stealing from clients. That does not constitute earnings but proceeds of crime for which every director is personally liable. there is a case involving an agile and adept white real estate agent who was harassed by her bank when turning 65years old. All the directors were arrested with their careers ruined for the fraudulent activities of one teller who worked with a former customer services rep who was fired for robbing his own bank employer. They cannot just delete the account and take the balance although some imagine this is possible.

 In understanding a bank account legally, your right of ownership to the account and the funds as the account holder  does not end if you lose your statement.  The balance is still yours.  The account is considered property under the law.  The bank is a custodian and trustee of the account; even if the account is considered dormant. But, an account cannot be dormant if there are transactions of any kind occurring on the account.  Did someone break and steal your bank statements? Was it a renovator?  For a bank to maintain its charter, it must guarantee and ensure these funds.  So long as you can identify yourself with any government Id, you can resume access to your account. the banks are not in the business of earning money by stealing from clients. That does not constitute earnings but proceeds of crime for which every director is personally  liable.  there is a case involving an agile and adept white real estate agent who was harassed by her bank when turning 65years old. All the directors were arrested with their careers ruined for the fraudulent activities of one teller who worked with a former customer services rep who was fired for robbing his own bank employer.    They cannot just delete the account and take the balance although some imagine this is possible.